5 me 1 UPI user ka scam hua aur 1,087 crore chori, kya India ne bina suraksha poora daav laga diya?
LocalCircles ke survey me 44,000 se zyada UPI users se pata chala ki 5 me 1 ko pichle 3 saal me kisi na kisi tarah ke UPI dhokhadhadi ka samna karna pada. 5 me 1. Matlab agar aap 5 doston ke group me hain toh aap me se ek ka UPI par scam hua hai. Prabhavit 51 percent ne kabhi report tak nahi ki. Aadhe se zyada. Unhone paisa khoaya aur report tak nahi kiya. Kyun? Kyunki unhe pata hai kuch nahi hoga. Kyunki prakriya bahut jatil hai. Kyunki raashi kam thi aur pareshani nahi leni chahiye. Parliament ke aankde batate hain ki sirf FY24 me 13.42 lakh UPI dhokhadhadi ki ghatnayein hui jisme 1,087 crore ka nuksan hua. 13.42 lakh ghatnayein. 1,087 crore. Ek vit varsh me. Aur ye sirf UPI dhokhadhadi hai. Anya digital payment dhokhadhadi isme shamil nahi. Sabse aam dhokhadhadi ke tareeke hain UPI settings ya PIN hack karna 50 percent. Aadhi dhokhadhadi isliye hoti hai kyunki kisi ko aapka PIN mil gaya. Nuksanadehak payment link par click karna 40 percent. Aapko WhatsApp ya SMS par link milta hai. Wo payment request ya refund link jaisa dikhta hai. Aap click karte hain. Aap apna PIN daalte hain. Aur aapka paisa chala gaya. QR code ghotala 20 percent. Koi aapko QR code bhejta hai aur paisa paane ke liye scan karne ko kehta hai. Lekin scan karne se asal me aapke khate se paisa jaata hai. NPCI ne sakht device binding aur AI monitoring shuru ki hai. RBI ne Central Payment Fraud Information Registry launch ki. Ye achche kadam hain. Lekin sirf 6 percent dhokhadhadi ka paisa wapas mil pata hai. 6 percent. Agar aap 50,000 rupaye UPI scam me kho dete hain toh aapko 3,000 rupaye milenge agar kismat achchi hai. Sabse zyada sambhavna kuch nahi milega. NPCI October 2025 tak P2P collect request band kar raha hai kyunki thag iska fayada utha rahe the. Wo ek feature band kar rahe hain kyunki uska istemaal logo ko thagne ke liye ho raha tha. Ye aapko sab kuch bata deta hai ki system kitna surakshit hai. India ne 2024 me 17,221 crore se zyada UPI transactions process kiye. 17,221 crore. Sarkar is number ka jashn manati hai. Lekin 13.42 lakh dhokhadhadi maamlon ki baat nahi karti. 1,087 crore chori hone ki baat nahi karti. 5 me 1 user ke scam hone ki baat nahi karti. UPI suvidhajanak hai. UPI kranti kaari hai. UPI ne India ke len-den ko badal diya. Lekin bina suraksha suvidha ek jaal hai. Aap ek payment system nahi rakh sakte jahan 5 me 1 user scam ho aur chori ka sirf 6 percent paisa wapas mile. Wo surakshit system nahi hai. Wo sarkar ki muhur lage thagon ka maidan hai. Kya India ne bina suraksha jaal ke digital payment par poora daav laga diya?